General Insurance Solutions

Comprehensive protection for your vehicle, home, travel, and business needs. Get coverage that gives you peace of mind in every aspect of life.

Types of General Insurance

Protect your assets and interests with our comprehensive insurance solutions

Motor Insurance

Comprehensive coverage for cars, bikes, and commercial vehicles with 24/7 roadside assistance.

  • Third-party liability coverage
  • Own damage protection
  • Zero depreciation add-on
  • Roadside assistance
Starting from ₹2,500/year
For private car insurance

Home Insurance

Protect your home and belongings against natural disasters, theft, and accidents.

  • Structure and contents coverage
  • Natural disaster protection
  • Theft and burglary coverage
  • Temporary accommodation
Starting from ₹3,000/year
For apartment insurance

Travel Insurance

Comprehensive coverage for domestic and international travel with medical emergency support.

  • Medical emergency coverage
  • Trip cancellation protection
  • Baggage loss coverage
  • 24/7 assistance helpline
Starting from ₹500/trip
For domestic travel

Personal Accident

Financial protection against accidental death, disability, and medical expenses.

  • Accidental death benefit
  • Permanent disability cover
  • Medical expense reimbursement
  • Worldwide coverage
Starting from ₹1,000/year
For ₹5 lakh coverage

Commercial Insurance

Comprehensive business protection including property, liability, and employee coverage.

  • Commercial property insurance
  • Public liability coverage
  • Directors & Officers insurance
  • Group medical insurance
Customized pricing
Based on business requirements

Cyber Insurance

Protection against cyber threats, data breaches, and digital asset risks for businesses.

  • Data breach response
  • Business interruption cover
  • Cyber extortion protection
  • Legal liability coverage
Starting from ₹15,000/year
For small businesses

Why Choose Our General Insurance?

Comprehensive protection with hassle-free claims and excellent customer service

Quick Claims

Fast and hassle-free claim settlement process with dedicated support team.

Wide Network

Extensive network of garages, hospitals, and service providers across India.

Digital Services

Online policy management, renewal reminders, and claim tracking facility.

24/7 Support

Round-the-clock customer support and emergency assistance services.

Simple Claims Process

Follow these easy steps to file and track your insurance claims

1

Report Incident

Call our 24/7 helpline or report online immediately after the incident.

2

Submit Documents

Upload required documents through our online portal or mobile app.

3

Assessment

Our expert team will assess the damage and verify your claim details.

4

Settlement

Receive quick settlement directly to your bank account or cashless service.

Popular Add‑ons & Riders

Enhance your base policy with value‑added protections

Zero Depreciation

Get full claim on replaced parts without depreciation deduction for motor policies.

Engine Protect

Covers engine & gearbox damages due to water ingression or oil leakage.

Passenger Cover

Personal accident cover for co‑passengers travelling with you.

Baggage & Gadget

Extra protection for baggage and electronic gadgets on travel policies.

Our Insurance Partners

We compare plans across leading insurers to get you the best value

NATIONAL INSURANCE

Trusted General Insurance Solutions

Comprehensive Coverage

Motor, Home, Travel, and Business Insurance

Expert Guidance

Professional advice for all your general insurance needs

Why Choose National Insurance?

  • Wide range of general insurance products
  • Extensive network of service centers
  • Quick and efficient claim processing
  • Competitive premium rates
  • Trusted by millions of customers
ICICI Lombard
HDFC ERGO
Bajaj Allianz
TATA AIG
New India
Oriental

General Insurance FAQs

Clear answers to help you choose the right coverage

What is the difference between third‑party and comprehensive motor insurance?

Third‑party covers damages to others as mandated by law, while comprehensive includes third‑party plus damages to your own vehicle, theft, fire, natural calamities and add‑ons.

Can I transfer NCB when changing my car or insurer?

Yes. Your No Claim Bonus belongs to you, not the vehicle. You can transfer it to a new policy within the stipulated timelines.

Is home insurance only for homeowners?

Both owners and tenants can insure contents. Owners can additionally cover the building structure against perils like fire, flood and earthquake.

Do travel policies cover pre‑existing diseases?

Generally excluded, but some plans offer limited cover or optional add‑ons. We help you select suitable plans based on your profile and destination.

Protect What Matters Most

Don't wait for uncertainties. Get comprehensive general insurance coverage today and enjoy peace of mind.